Budgeting and Cashflow - Putting Stretch in the Family Budget

Do you ever wonder where your hard-earned dollars have gone? Do you know how to identify saving opportunities? In this workshop we show you how to track your every dollar with the aid of a Budget and Cashflow Planner. People that regularly record and review their spending habits have far greater success in improving their overall financial circumstance! Use our cashflow planner to take back control of your spending.

 

Key Insights

  • Managing your money is key to helping you achieve your goals

  • Create a budget

  • Understand where your money is going

  • Build awareness of opportunities to defer/ cease /reduce expenses

  • Learn from the experiences of others

 
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Resources

Budget template

Work out where your money is going and discover areas where you could be making those extra savings.

Managing on a low income

Get the most out of your money and feel more financially secure.

Emergency fund planner

Be prepared for life’s surprises with tips on how to setup your emergency fund.

How much can I save?

See how much you could potentially add to your savings by reducing your spend on little extras.

50-30-20 Savings Strategy

New to budgeting? here is a simple, easy-to-understand budgeting technique anyone can use.

Savings Goal Calculator

Find out how long it will take to reach your savings goals and steps to put your plan into action.

Debt and Cashflow Management

5 quick tips to managing your debt

Money Managing Applications

CARROT gives you one Reward Point for each step you take. Reward Points are redeemable for on-app specials and at CARROT-registered businesses for exclusive offers and discounts – rewards earned simply for walking, running and climbing stairs!

CARROT gives you one Reward Point for each step you take. Reward Points are redeemable for on-app specials and at CARROT-registered businesses for exclusive offers and discounts – rewards earned simply for walking, running and climbing stairs!

Spendee helps track your money (both expenses and income) automatically through bank sync or manually so that you can analyze, organize and budget them for the future. You can invite others to manage your shared family or household budgets.

Spendee helps track your money (both expenses and income) automatically through bank sync or manually so that you can analyze, organize and budget them for the future. You can invite others to manage your shared family or household budgets.

Let us know!

We are always finding way to improve and would love to hear your thoughts on our Budget and Cashflow Module.