Principles of Superannuation
Our savings through superannuation are an important pillar for most individual’s retirement plans. Unfortunately, the system is complex and there are always changes being made to contributions and tax consequences. In this workshop we learn how to make the most of superannuation in order to fund the lifestyle that you want in retirement.
Key Insights
Superannuation is one of many tools to support retirement lifestyle
Understand your savings target (start early)
Maximise pre-tax contributions (watch limits)
Consolidate your super (where appropriate)
Understand the risks you are taking for the return
Diversify your portfolio
Plan for a longer retirement / for a healthy retirement
Consider gradual transition to retirement
Consider downsizing options
Regular reviews are critical as the rules are constantly changing
Don’t plan for retirement at retirement, start early
You don’t have to do it yourself
Leverage the input of specialists
Relevant Resources
Superannuation calculator
Find out your super balance at retirement.
MySuper funds list
Compare fees and the risks of multiple superannuation funds to find out which is best suited for you.
Grow your super
Take steps now to get the retirement you want.
What you need to know about Super
Overview of what superannuation is and why it can be a very beneficial tool to achieve your retirement goals.
Consolidating your Super
Find out the benefits of consolidating your superannuation.
Let us know!
We are always finding way to improve and would love to hear your thoughts on our Principles of Superannuation Module.